ACCOUNT SERVICES
VISA® PREPAID CARDS
Looking for a handy, flexible solution for managing the money you have and the money you’re spending? Look no further than Visa Prepaid Cards. It’s a convenient, all-purpose solution, and the safe*, secure**** way to manage your funds – it’s not connected to your other accounts! And reloading*** it with cash is easy, no matter where you are!
You’ll also appreciate our gift cards for an easy way to give a gift to the special people in your life. Funds on the gift cards, once registered, are insured. Gift cards are a one-time use product.
Gift Card |
Reloadable Card |
Youth Card |
|
---|---|---|---|
Reloadable | -- | Reloadable for the life of the card | Reloadable for the life of the card |
Load Value | $10 - 1,000 (initial) | $20 - $3,000 | $20 - $3,000 |
Accepted at point-of-sale (signature or PIN) transactions | Domestic use only, as well as U.K territories | Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM | Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM |
Load Cash Locations | No cash access, non-reloadable | Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location* | Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location* |
Instant Issue | Yes | Instant issue card provided upon acceptance; personalized card mailed to customer after first reload | Instant issue card provided upon acceptance; personalized card mailed to customer after first reload |
Age | -- | Minimum age 18 | Minimum Age 18 (primary), 13 (authorized user) |
Text alerts | -- | Available (carrier fees may apply) | Available (carrier fees may apply) |
International acceptance | -- | Yes | Yes |
Check cashing alternative | -- | Yes | Yes |
Other | -- | Personalized card is embossed with cardholders' name | Personalized card is embossed with youth's name |
Purchase/Reload Cost | $4.95 | $7.95 | $7.95 |
No overdraft/credit feature.
Reloadable Mastercard or Visa Prepaid Card Cardholder Agreement
Customer Service Contact Information:
Card Services, Mail: support@expressbnk.com
***Gift cards are not reloadable
****Gift cards will need to be registered.